HCC Insurance Holdings, Inc. (HCC) is a specialty insurer with offices in the United States, the United Kingdom, Spain and Ireland. The Company underwrites a variety of relatively non-correlated specialty insurance products, including property and casualty, accident and health, surety, credit and aviation product lines, in approximately 180 countries. HCC markets its products through a network of independent agents and brokers, producers, managing general agents and directly to consumers. Its businesses are managed through five underwriting segments and HCC�s Investing segment. Its underwriting segments are U.S. Property & Casualty, Professional Liability, Accident & Health, U.S. Surety & Credit and International. In January 2012, the Company merged its wholly owned subsidiaries Pioneer General Insurance Company with and into American Contractors Indemnity Company.