Enova International, Inc. (Enova) is a provider of online financial services. The Company offers loans to customers in 34 states in the United States and in the United Kingdom, Australia, Canada, China and Brazil. The Company�s loan products include short-term loans, installment loans and line of credit accounts. It also has a pilot program for a line of credit product in the United States to serve the needs of small businesses. The Company�s outstanding indebtedness consists of an unsecured revolving line of credit in an aggregate principal amount of up to $75 million and $500 million in aggregate principal amount of 9.75% Senior Notes due 2021. The Company�s customer base consists of individuals living in households that earn between $25,000 and $50,000 annually in the United States and between British Pounds 15,000 and British Pounds 25,000 annually in the United Kingdom, most of whom are sub-prime borrowers.