Morningstar, Inc., is a provider of independent investment research to investors worldwide. It operates in two segments: Investment Information and Investment Management. Through the Company�s Investment Information segment, it offers a range of data, software and research products for individual investors, financial advisors, and institutional clients. It also provides asset management services for advisors, institutions, and retirement plan participants through its Investment Management segment. In addition to its the United States-based products and services, it offers local versions of its products for investors in Asia, Australia, Canada, Europe, Latin America and South Africa. In April 2014, Morningstar Inc acquired ByAllAccounts Inc, a provider of innovative data aggregation technology for financial applications. In June 2014, Morningstar Inc HelloWallet Holdings, Inc., a provider of online financial wellness.