Our Group is principally involved in the provision of pawnbroking services through a network of pawnbroking outlets in Malaysia. We operate pawnbroking outlets which are licensed by the KPKT and as such, we adhere to the regulations under the Pawnbrokers Act 1972, amongst others, prescribed interest rate, administrative fees chargeable to customers and all administrative procedures set by the KPKT including procedures to sell the pledges and obligations to customers. We provide pawn loans of up to certain amount as approved by KPKT against the pledges of gold items and luxury watches.