IFS Capital Limited is a Singapore-based company engaged in the provision of commercial, alternative and structured finance businesses, such as factoring services, working capital, asset based financing and the provision of alternative and structured financial solutions offered to clients to address either equity or debt capital requirements. The Company operates in three segments: credit financing, which encompasses commercial, alternative and structured finance businesses, and focuses on providing services to corporate clients, primarily the small and medium-sized enterprises; Insurance, which provides credit insurance facilities to Singapore exporters, and the issue of performance bonds and guarantees, domestic maid insurance, spa insurance for pre-paid packages, and marine cargo and motor insurance, and Private equity and other investments, which provides development capital in the form of mezzanine financing, convertible debt instruments and direct private equity investments.