UMB Financial Corporation is a diversified financial holding company. Together with its subsidiaries, the Company supplies banking services, institutional investment management, asset servicing, and payment solutions to its customers in the United States and around the globe. The Company�s national bank, UMB Bank, National Association (the Bank), has its principal office in Missouri and also has branches in Arizona, Colorado, Illinois, Kansas, Nebraska, Oklahoma, and Texas. The Bank offers a full complement of banking services to commercial, retail, government, and correspondent-bank customers, including a range of asset-management, trust, bank-card, and cash-management services. Its products and services operate in four segments: Bank, Institutional Investment Management, Asset Servicing, and Payment Solutions. Its nonbank subsidiaries include Scout Investments, Inc. (Scout) and UMB Fund Services, Inc. (UMBFS).