The Bancorp, Inc. is a financial holding company with a wholly owned subsidiary, The Bancorp Bank (the Bank). Through the Bank, the Company provides a range of commercial and retail and related banking services, which include private label banking, healthcare accounts, prepaid and debit cards and merchant card processing to both regional and national markets. The Company focuses on providing its banking services directly to retail and commercial customers in the Philadelphia-Wilmington metropolitan area. The Company�s services include private label banking; credit and debit card processing for merchants affiliated with independent service organizations; healthcare savings accounts for healthcare providers and third-party plan administrators, and prepaid cards, also known as stored value cards, for insurers, incentive plans, large retail chains and consumer service organizations.