Republic Bancorp, Inc. (Republic) is a holding company. Republic is the parent company of Republic Bank & Trust Company (RB&T) and Republic Bank (collectively referred together with RB&T as the Bank), Republic Funding Company and Republic Invest Co. Republic Invest Co. includes its subsidiary, Republic Capital LLC. As of December 31, 2011, the Company operated in three segments: Traditional Banking, Mortgage Banking and Tax Refund Solutions. Effective January 27, 2012, RB&T assumed all of the deposits and certain other liabilities and acquired certain assets of Tennessee Commerce Bank (TCB).