Midland States Bancorp, Inc. is a financial and bank holding company. Through its wholly owned bank subsidiary, Midland States Bank (the Bank), the Company delivers a range of banking products and services to individuals, businesses, municipalities and other entities through its branch locations in three market areas, central Illinois, northern Illinois and the St. Louis metropolitan area. The Company has two segments: Banking and Wealth Management. Banking services include various type of deposit accounts; safe deposit boxes; automated teller machines; consumer, mortgage and commercial loans; mortgage loan sales and servicing; letters of credit, and corporate treasury management services. Wealth Management includes trust and fiduciary services, brokerage and retirement planning services. As of December 31, 2010, it had total consolidated assets of $1.6 billion and total deposits of $1.4 billion.