Harbin Bank Co., Ltd. engages in the provision of commercial banking services. It operates through the following segments: Corporate Financial Business, Retail Financial Business, Interbank Financial Business, and Other Business. The Corporate Financial Business segment covers the provision of financial products and services to corporate customers such as deposits, loans, settlement and clearing, and other products and services relating to the trading business. The Retail Financial Business segment offers financial products and services such as deposits, bank cards and credit cards, personal loans and collateral loans, and personal wealth management services to retail customers. The Interbank Financial Business segment is involved in money market placements, investments and repurchasing, and foreign exchange transactions. The Other Business segment represents business other than corporate financial business, retail financial business, and interbank financial business. The company was founded in February 1997, and is headquartered in Harbin, China.