CTOS Digital Bhd. is an investment holding company, which engages in the business of credit reporting, digital software related services, software development, outsourcing, and training services. It operates through the Malaysia and International geographical segments. The Malaysia segment offers of credit reporting services, sale of digital solutions, and provision of related installation and maintenance services. The International segment consists of the business of provision of alternative data credit scores to customers. The company was founded on July 17, 2014 and is headquartered in Kuala Lumpur, Malaysia.