OpenSys (M) Berhad is an MSC-Status Company and public-listed on the Bursa Malaysia, providing innovative solutions to the financial services industry since its inception. With hundreds of man-years of experience in the information technology, OpenSys IT consultants have consistently delivered solutions that make a difference. OpenSys also pioneered the design and development of a class of non-cash dispensing self-service kiosks called Efficient Service Machines (ESM) that accept deposits and payments using cash, cheques, credit and debit cards. ESMs allow banks, insurance and utility companies and government agencies to improve customer service, extend market reach and reduce operational cost. In addition, these solutions enable the same organizations to offer a wider array of products and services, and to provide a convenient and delightful experience to their customers. OpenSys also provides business process outsourcing, managed services and life-cycle maintenance services for a complete end-to-end solution that fulfils the ESM concept of efficient services.