I am a noob in investing. I only have 1 stock under CDP - Mapletree Industrial Trust now. I guess I was lucky to get 1,000 shares through balloting when it was oversubscribed during their IPO. I kept it until now. Although I have a POEMS account, I don't know how to sell it myself...(I tried to figure it but didn't succeed and life just take over...you kind of forget to follow up) Well, I guess it's a blessing (?), since the dividends over the years have already paid my capital (and that $2 DBS admin fee) and the stock has appreciated 2.3 times of its 2010/2011's IPO price. Previously, I had another stock - CapitaLand Mall, but they've taken it back. I bought it because I always see their malls super packed. LOL. I'm a female first, investor second. I buy what I can assess with my eyes and simple mind to understand. 2 years ago, I opened a Share Builders Plan account with 2 counters (SingTel & ETF) to make regular monthly investments. The market is under a lot of fluctuation now, so I haven't see much gains yet. Hopefully, it will be better than keeping the money in the bank down the years. Above sums up my investing experience.