hi bluechipfan, congrats on your financial freedom. can I get an advise from.you is it a good time to accumulate stocks during crisis at its lowest? Some of my friends are going for dividend yield.

Thanks all for the comments, your well wishes and suggestions (way to continue being a useful member of society!). I deeply appreciate it. Sorry I am unable to reply each and everyone individually. Of course I also noticed there are some questions and to summarise, it seems that we are afraid of having too much free time in our hands once ‘retired’. That’s my struggle as well. However, it dawned on me that we don’t have to be in a full time job to be useful. In fact, I have been ‘out of job’ for sometime as I have been on leave prior to the official last day. So far, the morning routine hasn’t changed which involved a quick jog, followed by driver’s duty to daughter’s school and wife’s office. I am free to do whatever I like till evening when I was joined by the family. Refreshing because they don’t usually see me at all when back!

So how do I make myself occupied? With more time in hands I realised we can get hooked monitoring the market! I almost turn myself into a day trader. Indeed I have made some short term trades and it was rather enjoyable. I have to limit myself accessing the trading platform and stay away from Invest social media. Instead, I have been catching up with friends and ex-colleagues and I also meet up with some other investors at least once a week. Now I thoroughly enjoy the weekend and public holidays as it will be 100% spend with family.

I finished reading, for the 2nd time, Nicolas Darvas’s book, ‘How I made $2,000,000 in the stock market’ by the poolside today. This book depicts how Darvas did his trading while touring the world performing as a dancer. He has no real time access to the market but managed to profit from the it by doing long term investment (it’s actually trend trading). I am FA inclined and it piqued my interest how he managed to do it just by studying chart and volume. I hope I have learned a thing or two.

Life has been a rush so far for me and now I intend to take thing slow. There are many things in my mind but for now, am thinking of ‘transferring’ my investment journal to a blog for ease of housekeeping. The next thing I probably will be doing is to research or experiment whether I cab be both long term FA investor and short term TA trend trader (note: may not be an accurate description as some trends can last years). I foresee a lot of reading and assessments and experiments. That should keep me busy for a while.

Congratulations for the early retirement. It's something that everyone looks for after many years working full time. It was about 22 years for me some years ago. I was never extremely brilliant or lucky to have earned huge remunerations during the working years. But certainly, investing early helps a lot, However, the irony is this...I find myself working even more than when I was working full-time. I just cannot imagine myself doing nothing. Then there are people around us, neighbours and relatives look at us, and perhaps, think differently. Sometimes the stigma of not holding a business card seems odd (some seniors ever told me about it although I did not give much thoughts about it until I experienced it myself.) Sometimes I felt I might not have made the right decision at that point in time. But again, going for retirement is a very personal thing. Congratulate yourself that you are able to do so, while many others are still struggling to work beyond their retirement age. Congratulations, bro!.