oberon4687

Thank you for the concise information. I've only ever thought of stocks as dividend or capital gain.

Your classification of Dividend, Growth and Cyclical brings about a new angle for me. It is greatly appreciated.

oberon4687

Reply to @RetiredOldMan : Would you consider the crude palm oil industry as cyclical? Stocks such as Wilma, Golden Agri, Mewah etc seem to be stagnant.

RN85

Thanks @RetiredOldMan. Your 11% Xirr is aggregate of Dividend and Capital gain?